.body-banners:has(.ref-stack)>[class*=col-]{float:none;width:100%}.ref-stack{display:grid;grid-template-columns:minmax(260px, 1fr) 2.2fr;align-items:center;gap:40px;margin:48px 0;padding:40px 48px;border-radius:20px;background:linear-gradient(135deg, #f7f8fb 0%, #eef1f7 100%);overflow:hidden}@media(max-width: 991.98px){.ref-stack{grid-template-columns:1fr;gap:24px;padding:32px 20px 24px;margin:32px 0}}.ref-stack__label{display:block;margin-bottom:12px;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:#1b5bd6}.ref-stack__title{margin:0 0 16px;font-size:40px;font-weight:800;line-height:1.1;color:#0d1526}@media(max-width: 991.98px){.ref-stack__title{font-size:30px}}.ref-stack__text{margin:0 0 24px;max-width:340px;font-size:16px;line-height:1.5;color:#3b4456}.ref-stack .ref-stack__btn{display:inline-flex;align-items:center;gap:10px;padding:14px 24px;border-radius:10px;background:#1b5bd6;color:#fff;font-size:16px;font-weight:600;text-decoration:none;transition:background .2s,transform .2s}.ref-stack .ref-stack__btn:hover,.ref-stack .ref-stack__btn:focus-visible{background:#1447ad;color:#fff;text-decoration:none;transform:translateY(-2px)}.ref-stack__stage{position:relative;perspective:1400px;outline:none;touch-action:pan-y;user-select:none}.ref-stack__deck{position:relative;width:56%;margin:0 auto;aspect-ratio:4/3;transform-style:preserve-3d}@media(max-width: 767.98px){.ref-stack__deck{width:72%}}.ref-stack__card{position:absolute;inset:0;margin:0;border-radius:16px;background:linear-gradient(160deg, #ffffff 0%, #e9edf5 100%);box-shadow:0 30px 50px -20px rgba(13,21,38,.35),0 0 0 1px rgba(13,21,38,.05);cursor:pointer;transform:translateX(calc(var(--d, 0) * 32%)) translateZ(calc(var(--ad, 0) * -160px)) rotateY(calc(var(--d, 0) * -28deg));z-index:calc(10 - var(--ad, 0));opacity:1;filter:brightness(calc(1 - var(--ad, 0) * 0.07));transition:transform .8s cubic-bezier(0.22, 0.8, 0.24, 1),opacity .8s,filter .8s}.ref-stack__card img{display:block;width:100%;height:100%;object-fit:contain;pointer-events:none}.ref-stack__card.is-hidden{opacity:0;pointer-events:none}.ref-stack__card.is-active{cursor:default}.ref-stack__name{position:absolute;left:16px;bottom:14px;padding:6px 12px;border-radius:999px;background:hsla(0,0%,100%,.92);box-shadow:0 4px 12px rgba(13,21,38,.12);font-size:14px;font-weight:700;color:#0d1526;opacity:0;transform:translateY(6px);transition:opacity .4s,transform .4s}.is-active>.ref-stack__name{opacity:1;transform:none;transition-delay:.35s}.ref-stack__nav{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:24px}.ref-stack__arrow{width:40px;height:40px;border:1px solid rgba(13,21,38,.15);border-radius:50%;background:#fff;color:#0d1526;font-size:22px;line-height:1;cursor:pointer;transition:background .2s,border-color .2s}.ref-stack__arrow:hover{background:#0d1526;border-color:#0d1526;color:#fff}.ref-stack__dots{display:flex;gap:8px}.ref-stack__dot{width:8px;height:8px;padding:0;border:0;border-radius:999px;background:rgba(13,21,38,.2);cursor:pointer;transition:width .3s,background .3s}.ref-stack__dot.is-active{width:24px;background:#1b5bd6}